RISE GROUP CAPITAL is here for you in this process...
We will discuss with you the requirements and your options for down payment. The Federal Housing Administration (FHA), Veterans Administration (VA), and the U.S. Department of Agriculture (USDA) have set up valuable programs that serve to alleviate the need for large amounts of ready cash.
Other options include down payment assistance programs and low-to-moderate-income programs.
At Rise Group Capital, we don’t pre-qualify our borrowers. We fully qualify you! With our Qualification letter,
you’ll know exactly how much home you can afford, so you can shop and make offers with confidence.
Your Rise Group Loan Officer will request the following items from you to begin full qualification:
1. Your most recent 30 days of paystubs for all borrowers going on the loan.
2. W-2 or 1099 statements for the last two years
3. Complete our digital verification of assets
4. Last two years of tax returns
5. Our self employed borrowers will need to provide most recent two years of tax returns and an unaudited year to date profit and loss statement
If you don’t already have a professional real estate agent working for you, we have qualified and eager Real Estate professionals at our fingertips. The right agent will search listings with your priorities and goals in mind.